Aghishian Law Corporation

Why choose Ara

30 Years of Experience

Aghishian’s passion and expertise in property law began prior to earning his Juris Doctorate. He worked as an insurance adjuster and investigator for two years while actively pursuing his law degree at California’s Glendale University College of Law. His in-depth experience and appreciation for the State of California make him uniquely qualified to advocate for the property and insurance rights of his fellow Californians.

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Why Choose Us

Court Admissions

Ara is an active member of the State Bar of California since 1987. Besides his license to practice Law before all the State Courts, Aghishian’s court admissions include the U.S. Supreme Court, U.S. Court of Appeals, 9th Circuit, as well as the North, South, Central and East Districts of California U.S. District Courts.

Memberships

Aghishian is a current member of the State Bar of California, the Los Angeles County Bar Association, the Armenian Bar Association, and the California Workers’ Compensation Defense Attorneys’ Association.

Experience

Aghishian is an experienced property insurance lawyer. He has defended the rights of the insured for over 30 years. He has also represented the insurance carriers for many years. Having handled matters on behalf of "both sides of the fence", Ara is uniquely qualified to represent clients in need of insurance claims handling.

Property and Insurance Claims

While filing an insurance claim after a loss is likely a part of a life-altering event in your life, for the insurance company it is simply another routine transaction. Filing a claim must therefore be treated as one would treat a business exchange. Residential property claims involve restoring or replacing lost personal items and the building structure itself.

Commercial claims include not only the property damage, but also the business interruption and expenses such as the cost of moving the business to an alternate location for a period of time.

Wildfires often destroy several thousand acres in a matter of days. Our thoughts and prayers go to all affected by the Northern and Southern California Fires, especially for those who lost their lives and the families affected. We want to work with policyholders in this time of need to take those first steps toward stability through compensation and return to normal daily living.

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About Ara

Ara Aghishian

Attorney at Law

In practice for over 30 years, Ara Aghishian is one of the top property insurance lawyers. He is the founder and principal attorney of the California-based Law Offices of Ara Aghishian. A true family man who also enjoys golf and travel, Aghishian is dedicated to serving and protecting what he knows to be important. To him, a home is more than a building, it is the foundation for all well-being and space to share time with family and friends.
Aghishian’s passion and expertise in property law began prior to earning his Juris Doctorate. He worked as an insurance adjuster and investigator for two years while actively pursuing his law degree at California’s Glendale University College of Law. His in-depth experience and appreciation for the state of California make him uniquely qualified to advocate for the property and insurance rights of his fellow Californians.

In addition to his dedication and devotion to his clients’ legal needs, Ara believes strongly in making a difference through volunteer service and philanthropy. To this end, Aghishian has previously served as a volunteer Judge Pro Tem with the Los Angeles Superior Court, has served as an Arbitrator and Mediator for the benefit of the Court system and the public at large, and has received many Awards in recognition of his volunteer services to the legal community.

Also, Ara has received many Awards and Certificates of Recognition from Local, State and other Officials for his philanthropic services to the Armenian and other local communities.

His passion to aid and assist others in need has been and continues to be Ara’s foremost goal both in his professional and personal life.

Email: ara@aghishianlaw.com

Our Testimonials

THANK YOU so much for your help with our efforts to repair our home. You’ve made a huge difference in my ability to get my home back to looking and feeling beautiful, and I sincerely appreciate your assistance. I certainly would never have gotten to this point without so many great people working hard for a fair and honest assessment of the damage to my home, and to support me through the frustrations along the way. I’m truly grateful for your assistance! Please count me among your exceptionally satisfied customers and feel free to share my comments with your future business partners and clients. If you ever need the added support, also feel free to provide my phone number and email address to anyone considering your services. I’ll be more than happy to tell them our story and give your firm my highest endorsement! Thank you again!”

Scott Palmer

Homeowner

Thank you so very much for your assistance. I can’t express my relief when you shared with me the settled amount to be signed by the Umpire. I’m beyond impressed with you. After such a long and arduous challenge it is great how you took over and finished this fight. To finish with ~$40k! That is a huge difference from the starting $13k & you did it with great patience & professionalism. Thank you. They picked a fight, you finished it.

Michael Childs

Homeowner

Additional Living Expense: the costs of living in a temporary location if a covered loss renders the space unliveable. This may include hotel costs, rent, and other increased costs of living incurred while the home is being repaired or rebuilt. These are often subject to both temporal and financial limitations.
Business Interruption: this is to poise an insured business in the position it would have attained had the loss that caused the interruption not occurred. It should provide funds necessary to sustain the insured business while its operations are suspended as a result of damage caused by a covered peril. It typically pays a business’s profit and continuing operating expenses, including payroll, for a specific amount of time.
Civil Authority: a type of coverage that provides business income benefits when a civil authority prohibits access to the insured property due to direct physical loss or damage to other property. It is most commonly triggered during mandatory evacuations.
Contingent Business Interruption: usually an extension of the business interruption coverage available in most commercial property policies. This provides the insured with benefits to cover lost profits and extra expenses resulting from damage to a third party’s property, typically in four situations: (1) when the insured business relies on a third party to deliver materials or product; (2) when the insured business depends upon a third party to manufacture products; 3) when the insured business depends on a third party to purchase its products; and 4) when the insured business depends on a third party leader location to attract customers.
Extended Period of Indemnity: provides business interruption and extra expense benefits beyond the period of restoration defined in the standard business interruption policy.
Extra Expense: covers expenses incurred in reducing the business loss, or increased costs in continuing a business after a catastrophic event. It may reimburse a policyholder for money spent moving a covered business to a different location while the covered property is restored. It is intended to offset expenses associated with returning to normal operations. Equipment breakdown coverage is often available with this coverage and ideally is purchased if a customer’s business is dependent upon certain equipment.
Loss of Rents: pays for lost income when a covered rental property is rendered uninhabitable by a covered event and renters need not make rental payments.
Ordinance or Law: provides coverage in the event that building codes, enacted after a structure was built, require additional changes not original to the structure at the time of loss. Typically, those who purchase replacement cost coverage may expect that upgrades required by law are included in the coverage purchased, but it is possible that some policies exclude these increased costs of repair.
Ordinary Payroll Coverage: provides for salaries as a continued expense, and a policy may provide coverage for a business to pay hourly employees for a specified period of time while the business is closed.
Property Damage: including the building structure itself, fixtures, machines, furnishings, raw materials, and inventory.
Utility Services – Time Element: extends business income and extra expense insurance to protect against losses caused by interruption of services from a specified utility that provides a business with water, power, or communications.

Aghishian Law Corporation

Why Choose Ara

Property and Insurance Claims

Insurance Advocate

Your insurance advocate... when you need it most

Why choose Ara

30 Years of Experience

Title

Why Choose Us

Court Admissions

Memberships

Experience

Property and Insurance Claims

Free Case Consultation

Insurance Advocate

About Ara

Ara Aghishian

Key To Success

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Our Testimonials

Scott Palmer

Michael Childs

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